Send USDC to people,
not addresses.
Settle Exchange turns wallet addresses into reusable contacts. Save once, send anytime — to any wallet, on any supported chain.
Everything in one place
Built for everyday USDC
Send to Contacts
Save wallet addresses as contacts. Choose a person, not an address. Send USDC to anyone with a wallet — no Settle Exchange account needed on the receiving end.
Swap on Arc
Trade supported assets directly on Arc Mainnet using Uniswap V3 — without leaving the app. Fees paid in USDC, no extra gas token required.
Bridge USDC
Move USDC between Arc, Ethereum, Base, Arbitrum, Optimism, Polygon, and Avalanche via CCTP V2 fast transfer (~8–20 seconds).
On-chain Points
Check in daily, build streaks, and earn points stored permanently on Arc.
Non-custodial
Settle Exchange never holds your funds. Every transaction is signed by your own wallet. No accounts, no passwords, no custodians.
USDC is the gas
On Arc, USDC is the native gas token. One asset pays for everything — no ETH, no MATIC, no separate gas management.
The Problem
Wallet addresses are made for machines, not people.
Every time you pay someone in crypto you copy a 42-character hex string. One typo and the money is gone. There is no undo.
The Solution
Settle Exchange fixes that.
Save a wallet address once, give it a name, and send to that person forever. A contact book for your on-chain life.